About MoneyMetrics
Free, province-aware financial calculators built for Canadians
Independent project, developed in Ontario, Canada · LinkedIn · Methodology
Our Mission
MoneyMetrics.ca is an independent project focused on clear, fast calculators for Canadian households - salary and tax, borrowing, and saving - without sign-up walls. The goal is to make it easier to sanity-check numbers before you talk to a lender, employer, or advisor.
Our Story
MoneyMetrics is maintained by DishanH in Ontario. It started as a set of personal spreadsheets to double-check mortgage, tax, and savings math before making real decisions. Turning those spreadsheets into free, province-aware calculators made it easier for other Canadians to run the same checks without a sign-up, a sales call, or a spreadsheet of their own.
Educational Purpose
The tools are built for education and planning. They are not a substitute for professional financial, tax, or legal advice. See the Methodology and Disclaimer pages for details on how results are calculated and their limits.
Who is behind this site, and where the numbers come from
- MoneyMetrics is an independent site run by one person in Ontario. It is not affiliated with any bank, lender, insurer or government agency.
- The owner is not a licensed financial advisor, planner or accountant. Nothing on this site is financial, tax or legal advice.
- Tax brackets, CPP, EI, OAS, contribution limits and benefit amounts come from official sources: canada.ca, the Canada Revenue Agency, Employment and Social Development Canada (Service Canada), the Bank of Canada and OSFI. Each figure is kept in one place in the code with a link to its source and the date it was last checked.
- Bank products such as GIC, mortgage and loan rates are typical market ranges, not official figures. Check your own bank's rate before you decide.
- The site is free and shows ads. Ads do not change any calculation or ranking.
- Found a wrong number? Report it and it will be checked against the source.
Main official sources (bank prime and policy rate last checked 2026-11-09):
- CRA: 2026 federal and provincial tax rates
- CRA: CPP contribution rates and maximums
- CRA: EI premium rates and maximums
- CRA: RRSP, TFSA and YMPE limits
- Service Canada: OAS payment amounts
- Service Canada: OAS recovery tax (clawback)
- Bank of Canada: latest policy rate decision
The Methodology page explains how each calculator works and what it leaves out.
Key Features
- Province-aware calculations with 2026 federal and provincial tax brackets
- No sign-up required - all core calculations run in your browser
- Typical rate ranges shown beside the inputs, based on published benchmarks such as the Bank of Canada policy rate and big-bank prime
- Instant results with live updates as you type