Free Canadian financial calculators
Know your numbers before you decide. Take-home pay, mortgage payments, TFSA room, and car loans - clear answers in seconds, updated for 2026.
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Jump straight into the tool you need - each one uses your province's tax rules and 2026 limits.
Payments, equity, buy vs rent
Federal & provincial tax, CPP/EI, RRSP impact
CRA limits, wrapper compare, FHSA
Three modes, province tax, total cost
Tax-aware budget with savings recommendations
GDS/TDS back-solve, stress test, closing costs
GIC ladder, compounding, HISA compare
MER, dividends, TFSA vs taxable
Break-even, cumulative savings
80/65 rules, payments, scenarios
0% promos vs your card, payoff chart
Payments, compare products, consolidate
Breakeven, cumulative payout, combined income
Age 60 vs 65 vs 70, with a crossover chart
18-year projection with free $500/yr CESG
How RRSP contributions increase your CCB
Income threshold, clawback amount, smoothing
Annual minimums, tax impact, portfolio runway
Double CPP, HST, quarterly installments
Corp vs personal rate, salary vs dividend split
Max price, scorecard, new vs used
$8k/yr · tax-deductible · tax-free withdrawal
Built on real CRA numbers
Every calculator uses 2026 federal and provincial tax brackets, contribution limits, CPP/EI rates, and mortgage rules, reviewed against official sources - see our methodology for details and review dates.
Privacy & Disclaimer
Your calculations run in your browser. Nothing you enter is sent to our servers except ETF ticker searches - see our Privacy Policy. Results are illustrative estimates and not financial advice - read the full disclaimer.